President

"I found Richard and Longhorn Mortgage to be very helpful. I had a lot of questions and Richard patiently walked me through parts of the process that I didn't understand and worked up a variety of scenarios to make sure that we were making the best financial decision. "

-Dave Ray

"Hi, I used Richard and his team for a re-finance that closed Dec 15, 2009. Richard was very professional and helpful, spending a lot of time answering various questions that I had. I had previously had discussion with 2 other direct lenders, and felt they were not as upfront about certain costs/fees. As a bonus, I ended up getting a better rate with Richard. I would recommend using Richard for your re-financing needs. Thanks, Pat "

-Pat Sollee

"First Time Home Buyer When I decided to purchase my first house about 2 yrs ago, I knew it would be a challenge due to a past credit issue. I started to repair my credit I searched countless lending companies and to my despair, I made a few unsuccessful applications. I became very discouraged and about to give up when I found Richard?s website for Longhorn Mortgage. My initial communications with Richard were very positive and encouraging, in spite of my credit challenges. Richard felt confident that he would be able to help me. I knew that I am responsible and have learned to make wiser, informed decisions for some time now however my challenge was to be able to communicate that to a lender so that they are willing to go the extra mile on my behalf. I needed the lender to have the confidence in me and my ability and willingness to pay as agreed. Richard and his team were always courteous, professional, knowledgeable, informative, and made every effort possible to make my dream come true. This was no small feat. Richards was always responsive and accommodating. His customer service skills were exceptional. Considering my credit challenges, I believe I still received a very fair rate and I was very satisfied with the costs and fees associated with the mortgage. Although the process was grueling, I do understand why it had to be so arduous. Richard was supportive and helpful throughout and he made everything go smoothly by being supportive through every step. He was always available to answer questions and was very flexible to accommodate my needs. Thanks to Richard, I am a first time homeowner at a fairly young age. He comes highly recommended in my book I will continue to refer him to anyone who is looking for a mortgage!!"

-Iiesha Leon

"Richard and Jaime did a wonderful job with our closing. Richard went the extra mile in explaining everything and getting us the best loan for our situation. Would highly recommend using Longhorn for your next home purchase or refi."

-Brian Pollan

"Smart, professional, knowledgeable, moreover kind. Easy to get in touch with, being there to clarify anything u need to know about the loan. He gave the best qoute tailored to my needs that saves thousands of $s over other qoutes and that is what i term professionalism. I would recommend anyone to ask him for a qoute before deciding on a home loan. Not just the loan, he helped me thruout with the home buying process, that is invaluable"

-Tinu Robin

"Excellent service. Very knowledgeable. No tricks. Prompt with service. Was able to close on the house in 15 business days"

-Khachatur Papanyan

"Richard and his staff did an excellent job of assisting me with my first home purchase. They made the home buying process very easy to understand and their communication with me was prompt, courteous and professional. They did a great job of letting me know about changes necessary and were able to lock me in at a lower interest rate than I had originally agreed to. All in all, Richard Caudle and Longhorn Mortgage were a pleasure to work with. "

-Andy Axom

"Entire purchase process went very smoothly. Lender was very accessible via telephone and responded quickly and accurately to all questions. All in all, a pleasure to do business with. "

-Shane McCracken