Borrower's Outlook

LenderStreet's columnists (that's us over there) join forces with lenders in your area to keep tabs on the mortgage market. Together we offer timely insights toward a positive loan experience.

Moving day had finally arrived. I was ill; so my body and brain were not functioning at the highest level during this move.

Read more about our moving dilemmas...

Although we had signed the papers, picked up the keys, and walked into our own home for the first time, we still could not move in right away. Walls needed repainting, carpets needed cleaning, and lights needed to be added. Likewise, everything needed to be sanitized and the locks changed.

Read more about the improvements we made to our new home

When it comes to housing and mortgages, logic has not been part of the equation for the last 20 or so years.

Why do we have so many homes that are underwater and so many foreclosures? Well, Americans wanted the biggest house they could afford (or thought they could afford); lenders were willing to give out loans like Happy Meal toys; and the combination has produced a system that needs to be fixed.

Find out why the government's solution is flawed

Nothing compares to the confusion that occurs during the mortgage process, especially if you have never purchased a home. I am a very prepared person when it comes to finances, but even I learned some extremely valuable information.

Read more about our confusion

I already explained how we found our condo. After that, we had to figure out how to pay for it. Yikes!

Read more about our finance battle

I understand that finding an agent is usually a word-of-mouth process, but I don’t know anybody who has bought a home in the area recently, so I went to the search engines. I Googled and Binged agents around the Kansas City area until my fingers bled (not really) and either called or emailed every one of them.

Read more about my adventures as a first time homebuyer

When we graduated college and moved to the city, my boyfriend and I believed that renting was the only option. Buying did not even cross our minds.

Read more about our decision to buy a home

The numbers are in ladies and gentlemen, and things aren’t too pretty for the housing market. After reading a brief AdAge stat card report on the latest census and how it affects marketers, it appears that the housing market collapse was well documented.

Check out what else the 2010 Census had to say about our current housing climate!